TERMS & CONDITIONS

C4credito.com.br belongs to C4 Consultora de Crédito LTDA. ("C4"),
CNPJ 30.638.205/0001-68, based in Avenida Rio Branco, 110, Centro, Rio de Janeiro, RJ, CEP: 20.040-001.

C4 is not a financial institution. We provide specialized credit and collection consulting services to Credit Rights Investment Funds ("FIDC"), pursuant to CVM Instruction 356, dated December 17, 2001.

The terms of payment, interest and total cost of financing operations are established by FIDC and may vary according to the credit approval criteria established in its Regulation.