1 - FIDC X C4 CREDIT
C4 Crédito is in agreement with the FIDC (Credit Rights Investment Fund) platform to provide digital receivables services for merchant transitions from retailers. All Registered Receivables are standardized and backed.
2 - C4 CREDIT
Platform C4 performs all retail and consumer assessment steps (cedent and withdrawal), operating the receivables origination activity, control of credit release, cash flow management and performing collection and recovery of credit.
3 - C4 CREDIT X RETAILER
C4 Crédito signs a commercial agreement with the retailer to offer consumer financing pre-approved for the customer base and / or approval of new consumers;
4 - ESTABLISHMENT
The customer of the retailer will purchase the product or service through the financing and / or will be approached through the sales channels, offering the pre-approved personal loan;
5 - POINT OF SALE (POS)
With acceptance of the client and final approval of the financing by the Platform, the credit will be released to the retailer's current account
6 - CONSUMER
The charge will be made through a card issued at the retailer's points of sale (POS) or invoice of monthly payments sent to the customer's residence - the collection will be the responsibility of the FDIC.